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Insurance Requirements for DSHS Contracts


In order to further protect DSHS clients, DSHS initiated Administrative Policy 13.13, effective August 1, 2004, requiring all contractors to provide proof of liability insurance before contracting with DSHS.

Basic insurance requirements for all DSHS contracts are as follows:

  • General liability insurance coverage limits are $1 million per occurrence, and $2 million aggregate. In addition, DSHS must be named in all general liability policies as an additional insured.
  • Business auto policies must contain a waiver of subrogation, or DSHS must be named as an additional insured.
  • Contractors whose services directly or indirectly require a professional license, registration, or certification, must provide professional liability coverage at $1 million per occurrence, and $2 million aggregate.
  • Contractors whose services include transporting clients, must provide DSHS proof of a business auto policy with a $1 million combined single limit.

In addition, specific contracts may require different types and/or levels of insurance.

If you have general questions, please contact Central Contracts Services, Insurance Services at 360.664.5939. For questions concerning existing contracts, please contact the Contract Manager identified on page 1 of the contract.

Modified: April 15, 2005


Contact DSHS Central Contract Services for general information about DSHS Procurements at DSHS Central Contracts@dshs.wa.gov
For more ways to get in touch with the Department of Social and Health Services go to the DSHS Contact Information Web page.
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