Long Term Care Medical Standards-Personal Needs Allowance (PNA) Charts
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Long Term Care Medical Standards-Personal Needs Allowance (PNA) Charts


Revised June 16, 2008



Purpose: The long-term care medical chart includes standards for income and resource eligibility The personal needs allowance chart defines the amount of money a client is allowed to keep for their personal use

NOTE:

Definitions and Acronyms  used in the long-term care standards and PNA chart.                       Defines a medical institution and an ALF/residential setting. 

Additional definitions used in Medicaid and long-term care


Long Term Care Medical Standards

Resource standards  WAC 388-513-1350  Defining the resource standard and determining resource eligibility for long-term care (LTC) services

 Description  Effective  Amount
 Resource standard for SSI related  applicant  1/1/1989  2,000
 Resource standard for SSI related  couple, both applying in same month  1/1/1989  3,000

State spousal resource standard-community spouse resource allowance(minimum) Increases on July 1 every odd year based on RCW 74.09.575.  388-513-1350  (9)(b)(ii)

 7/1/2007  45,104

Maximum spousal resource standard-community spouse resource allowance (federal) Increases on January 1 based on the consumer price index.       388-513-1350  (9)(a)

 1/1/2008  104,400

Income standards Used to determine income eligibility and financial participation in long-term care

 Description  Effective  Amount
 Medicaid special income level (SIL) 300% of the FBR.  Increases annually on January 1. Maximum gross income level for CN-P institutional Medicaid  1/1/2008  1911
 Federal Benefit Rate (FBR)  SSI payment standard. Increases annually on January 1. 1/1/2008  637
 Medically Needy Income Level (MNIL)  Increases annually on January 1 1/1/2008  637
 Categorically Needy Income Level (CNIL)  Increases annually on January 1 1/1/2008  637
 Federal Poverty Level (FPL)  Increases annually on April 1  4/1/2008  867
Basic community spouse maintenance and family allocation.  150% of the 2-person FPL increases annually on July 1. 388-513-1380  (5)(c) (i)(A) for spouse and 388-513-1380 (5)(d) dependent 7/1/2007 through 6/30/2008 1712

Basic community spouse maintenance and family allocation.  150% of the 2-person FPL increases annually on July 1. 388-513-1380  (5)(c) (i)(A) for spouse and 388-513-1380 (5)(d) dependent

7/1/2008 1750
 Maximum community spouse maintenance allowance.  Increases annually on January 1 based on the consumer price index.  ( with excess shelter costs) 388-513-1380  (5)(b) 1/1/2008  2610
Excess shelter cost standard.  Increases annually on July 1. 30% of 150% of the 2-person FPL.  388-513-1380  (6) 7/1/2007 through 6/30/2008 514
 Excess shelter cost standard.  Increases annually on July 1. 30% of 150% of the 2-person FPL.  388-513-1380  (6) 7/1/2008 525
Utility standard for determining excess shelter costs for a community spouse.  Food Assistance Utility Standard (SUA) for a 4-person household.              388-513-1380  (6)(b)(v) 10/1/2007 358

 


PERSONAL NEEDS ALLOWANCE (PNA) and ADSA room and board standard

LTC personal needs allowance chart


Nursing facility private rate standard. Used to determine period of ineligibility due to asset transfer

Reference WAC 388-513-1363, 388-513-1364, 388-513-1365 Transfer of an asset. 

This rate increases annually on October 1.  It is calculated using the reported date from Medicaid cost reports and determined by ADSA. 

 It is used to determine a period of ineligibility due to a resource transfer. 

Current rate effective 10/1/2007

 Daily private nursing facility rate  10/1/2007  206
 Monthly private nursing facility rate  10/1/2007  6250

Rates Prior to 10/1/2007

 Daily private nursing facility rate  10/1/2006 to 9/30/2007  199
 Monthly private nursing facility rate  10/1/2006 to 9/30/3007  6028
   10/2005 change  
 Daily private nursing facility rate  10/1/2005 to 9/30/2006  190
 Monthly private nursing facility rate  10/1/2005 to 9/30/2006  5763
 10/2004 change
 Daily private nursing facility rate  10/1/2004 to 9/30/2005 181
 Monthly private nursing facility rate  10/1/2004 to 9/30/2005  5485
   10/2003 change  
 Daily private nursing facility rate  10/1/2003 to 9/30/2004  172
 Monthly private nursing facility rate  10/1/2003 to 9/30/2004  5204

Other Medical Assistance Standards

Standards-Medical Assistance Programs

Medical Income and Resource Standards (Health & Recovery Services Administration (HRSA), 2nd bullet includes charts for 2006 through current standard chart )

Key Medicaid Standards as of April 2008 (From Northwest Justice Website) 


Links to Federal Medicaid Standards

SSI Federal Payment Amounts

2007 Health & Human Services Poverty Guidelines

U.S. Department of Labor Consumer Price Index

Federal Spousal Impoverishment (Long term care eligibility with a community spouse)

Centers for Medicare & Medicaid Services Income and Resource standards (includes past standards) 


CLARIFYING INFORMATION

  1. Special income level (SIL):

a.      The department compares a client’s non-excluded income to the SIL to determine whether a client is eligible for LTC services under the institutional CN program.

b.      The SIL is equal to 300% of the annually adjusted SSI Federal Benefit Rate (FBR).

c.      The department does not allow income disregards when determining eligibility for CN services. It reduces a client’s gross income only by the exclusions allowed by federal statute as described in WAC 388-513-1340

d.      Income disregards not allowed before doing the SIL comparison are the $20 disregard and 65 ½ earned income deduction.

e.      The SIL is the maximum amount allowed by law as the CN income standard.

2.      Disabled Adult Children (DAC), Pickle/COLA, Widowers, SSI clients and SSI clients because of 1619B status.  How does the SIL affect their eligibility for HCBS Waiver programs.   

Gross income can be over the SIL if eligible for a S01 or S02 Medicaid program (CN SSI related medical).

Clients who are on SSI and are considered eligible for SSI by Social Security Administration (1619B) or Deemed eligible for SSI (Protected DAC, Widowers, Pickle/COLA ) who have countable income under the SSI Standard.  These clients may have gross income above the SIL. 

Clients who are eligible to receive non-institutional CN-P Medicaid based on countable income below the SSI standard do not need to meet the SIL criteria for institutional Waiver Medicaid.  These clients are already eligible for CN-P Medicaid because their countable income is under the SSI standard. 

They are receiving SSI or considered a SSI client due to 1619B status with Social Security Administration.  It is possible that a 1619B status client can have gross income over the SIL because of their earnings.  A 1619B client is treated just like a SSI client.  Their eligibility is maintained by the Social Security Administration and they do not need to submit eligibility reviews to DSHS for Medicaid eligibility.  The SDX gives information on clients having 1619B status and to continue the CN-P Medicaid eligibility. 

  Client’s deemed “SSI eligible” such as the disabled adult child (DAC), Pickle/COLA and Widowers group because their countable income after the allowable exclusion    is under the SSI standard can have gross income over the SIL, but as long as this group is eligible for CN-P under the S02 program, they are financial eligible for the HCS or DDD Waiver and do not participate toward their personal care. 

Not all clients receiving DAC are considered deemed SSI clients if their non DAC countable income is over the SSI standard.  Clients receiving DAC benefits who have other countable income (after the DAC and other SSI related exclusions) UNDER the SSI standard are called “protected DAC” clients.  These clients are eligible for non institutional CN-P medicaid (S02 in ACES).  Clients receiving DAC benefits who have countable income after SSI related exclusions OVER the SSI standard are not considered protected DAC, they are not automatically eligible for a CN-P program and their countable income is considered in determining Medicaid eligibility. 

These clients do need to meet specific eligibility criteria for long-term care services.  Transfer of asset penalties and excess home equity (WAC 388-513-1350 (7)) apply to Waiver and institutional long-term care services.  Transfer of asset penalties and excess home equity criteria does not apply to MPC services. 

For more information on SSI related exclusions including DAC, Pickle/COLA and Widowers:

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Modification Date: June 16, 2008
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